Goldman Sachs Bank USA in Maryland vs the state
11.1%Denial rate-7.69 pts vs state
13.3%Decision denial rate-10.80 pts vs state
72.2%Origination rate+16.51 pts vs state
5.65%Median rate-0.97 pts vs state
-0.10Rate spread (pts)-0.35 pts vs state
$662kMedian applicant income
13Loans originated
2Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 14 | 5.9% | 5.55% | #418 |
| 2024 | 19 | 11 | 42.1% | 5.90% | #418 |
| 2025 | 18 | 13 | 11.1% | 5.65% | #418 |
What Goldman Sachs Bank USA lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 6 | 5 | 0 | 0.0% |
| Anne Arundel County | 3 | 2 | 0 | 0.0% |
| Baltimore city | 3 | 1 | 1 | 33.3% |
| Queen Anne's County | 1 | 1 | 0 | 0.0% |
| Talbot County | 1 | 1 | 0 | 0.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
| Wicomico County | 1 | 1 | 0 | 0.0% |
| Cecil County | 1 | 0 | 1 | 100.0% |
| St. Mary's County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 18 applications in 2025, of which 13 were originated and 2 denied.
11.1% of all applications, or 13.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Goldman Sachs Bank USA originated in Maryland in 2025 was 5.65%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology