Golden Empire Mortgage in Indiana vs the state
9.1%Denial rate-7.48 pts vs state
12.5%Decision denial rate-7.64 pts vs state
63.6%Origination rate+1.39 pts vs state
6.88%Median rate+0.13 pts vs state
0.64Rate spread (pts)+0.28 pts vs state
$132kMedian applicant income
7Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 1 | 0.0% | 6.49% | #599 |
| 2025 | 11 | 7 | 9.1% | 6.88% | #536 |
What Golden Empire Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Golden Empire Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 2 | 1 | 1 | 50.0% |
| Morgan County | 2 | 1 | 0 | 0.0% |
| Hancock County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Decatur County | 1 | 1 | 0 | 0.0% |
| Hendricks County | 1 | 1 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 11 applications in 2025, of which 7 were originated and 1 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Golden Empire Mortgage originated in Indiana in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Golden Empire Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology