Gold Star Mortgage Financial Group in South Carolina vs the state
2.8%Denial rate-15.56 pts vs state
3.9%Decision denial rate-19.57 pts vs state
49.5%Origination rate-7.07 pts vs state
6.93%Median rate+0.43 pts vs state
0.72Rate spread (pts)+0.50 pts vs state
$99kMedian applicant income
54Loans originated
3Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 33 | 6.2% | 6.99% | #289 |
| 2024 | 129 | 71 | 3.1% | 7.13% | #215 |
| 2025 | 109 | 54 | 2.8% | 6.93% | #248 |
What Gold Star Mortgage Financial Group lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anderson County | 14 | 8 | 0 | 0.0% |
| Horry County | 13 | 9 | 1 | 7.7% |
| Greenville County | 12 | 4 | 0 | 0.0% |
| Beaufort County | 10 | 5 | 0 | 0.0% |
| York County | 10 | 7 | 0 | 0.0% |
| Berkeley County | 10 | 2 | 0 | 0.0% |
| Charleston County | 8 | 2 | 1 | 12.5% |
| Spartanburg County | 6 | 1 | 0 | 0.0% |
| Lancaster County | 6 | 4 | 0 | 0.0% |
| Richland County | 4 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 109 applications in 2025, of which 54 were originated and 3 denied.
2.8% of all applications, or 3.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Gold Star Mortgage Financial Group originated in South Carolina in 2025 was 6.93%, against a statewide median of 6.50%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology