Gold Star Mortgage Financial Group in Georgia vs the state
8.9%Denial rate-10.30 pts vs state
13.7%Decision denial rate-11.34 pts vs state
47.8%Origination rate-6.32 pts vs state
6.50%Median rate-0.13 pts vs state
0.50Rate spread (pts)+0.23 pts vs state
$97kMedian applicant income
75Loans originated
14Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 20 | 14 | 0.0% | 6.99% | #557 |
| 2025 | 157 | 75 | 8.9% | 6.50% | #276 |
What Gold Star Mortgage Financial Group lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 11 | 6 | 0 | 0.0% |
| Henry County | 10 | 1 | 1 | 10.0% |
| Fulton County | 9 | 5 | 1 | 11.1% |
| Cobb County | 9 | 6 | 2 | 22.2% |
| Clayton County | 8 | 6 | 1 | 12.5% |
| DeKalb County | 8 | 3 | 0 | 0.0% |
| Cherokee County | 7 | 5 | 0 | 0.0% |
| Douglas County | 7 | 3 | 2 | 28.6% |
| Newton County | 6 | 1 | 2 | 33.3% |
| Rockdale County | 6 | 3 | 1 | 16.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 157 applications in 2025, of which 75 were originated and 14 denied.
8.9% of all applications, or 13.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Gold Star Mortgage Financial Group originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology