Go Mortgage in Virginia vs the state
7.7%Denial rate-8.25 pts vs state
9.7%Decision denial rate-10.57 pts vs state
69.2%Origination rate+9.71 pts vs state
6.63%Median rate0.00 pts vs state
0.59Rate spread (pts)+0.37 pts vs state
$110kMedian applicant income
27Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 210 | 143 | 4.8% | 6.50% | #183 |
| 2024 | 300 | 228 | 3.3% | 6.63% | #156 |
| 2025 | 39 | 27 | 7.7% | 6.63% | #404 |
What Go Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Go Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 5 | 4 | 0 | 0.0% |
| Prince William County | 5 | 5 | 0 | 0.0% |
| Fredericksburg city | 3 | 2 | 0 | 0.0% |
| Rockingham County | 3 | 2 | 0 | 0.0% |
| Frederick County | 2 | 2 | 0 | 0.0% |
| Mecklenburg County | 2 | 2 | 0 | 0.0% |
| Loudoun County | 2 | 1 | 0 | 0.0% |
| Wise County | 1 | 1 | 0 | 0.0% |
| Spotsylvania County | 1 | 0 | 1 | 100.0% |
| New Kent County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 39 applications in 2025, of which 27 were originated and 3 denied.
7.7% of all applications, or 9.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Go Mortgage originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Go Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology