Gnb Bank in Iowa vs the state
5.4%Denial rate-7.48 pts vs state
6.4%Decision denial rate-8.95 pts vs state
78.5%Origination rate+10.00 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
102Loans originated
7Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 145 | 97 | 16.6% | — | #109 |
| 2024 | 138 | 106 | 12.3% | — | #123 |
| 2025 | 130 | 102 | 5.4% | — | #133 |
What Gnb Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Gnb Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hardin County | 30 | 21 | 4 | 13.3% |
| Grundy County | 23 | 19 | 1 | 4.3% |
| Delaware County | 13 | 9 | 1 | 7.7% |
| Marshall County | 10 | 10 | 0 | 0.0% |
| Story County | 9 | 6 | 0 | 0.0% |
| Black Hawk County | 8 | 7 | 0 | 0.0% |
| Cerro Gordo County | 6 | 4 | 1 | 16.7% |
| Hamilton County | 5 | 5 | 0 | 0.0% |
| Polk County | 5 | 5 | 0 | 0.0% |
| Tama County | 5 | 5 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 130 applications in 2025, of which 102 were originated and 7 denied.
5.4% of all applications, or 6.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Gnb Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology