Geo-Corp in Georgia vs the state
7.1%Denial rate-12.08 pts vs state
9.5%Decision denial rate-15.55 pts vs state
67.9%Origination rate+13.77 pts vs state
6.88%Median rate+0.25 pts vs state
1.08Rate spread (pts)+0.82 pts vs state
$94kMedian applicant income
95Loans originated
10Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 35 | 6.1% | 7.25% | #426 |
| 2024 | 168 | 98 | 12.5% | 7.25% | #254 |
| 2025 | 140 | 95 | 7.1% | 6.88% | #292 |
What Geo-Corp lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Geo-Corp applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 52 | 32 | 4 | 7.7% |
| DeKalb County | 14 | 9 | 1 | 7.1% |
| Cobb County | 11 | 6 | 2 | 18.2% |
| Douglas County | 10 | 9 | 1 | 10.0% |
| Rockdale County | 8 | 8 | 0 | 0.0% |
| Clayton County | 7 | 4 | 0 | 0.0% |
| Henry County | 6 | 4 | 0 | 0.0% |
| Walton County | 5 | 4 | 1 | 20.0% |
| Cherokee County | 4 | 3 | 0 | 0.0% |
| Paulding County | 4 | 4 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 140 applications in 2025, of which 95 were originated and 10 denied.
7.1% of all applications, or 9.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Geo-Corp originated in Georgia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Geo-Corp's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology