Genway Home Mortgage in South Carolina vs the state
30.6%Denial rate+12.25 pts vs state
42.3%Decision denial rate+18.84 pts vs state
41.7%Origination rate-14.94 pts vs state
7.75%Median rate+1.25 pts vs state
1.42Rate spread (pts)+1.20 pts vs state
$65kMedian applicant income
30Loans originated
22Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 8 | 0.0% | 5.44% | #541 |
| 2024 | 23 | 9 | 34.8% | 6.81% | #423 |
| 2025 | 72 | 30 | 30.6% | 7.75% | #290 |
What Genway Home Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 14 | 6 | 6 | 42.9% |
| Spartanburg County | 12 | 5 | 6 | 50.0% |
| Richland County | 8 | 2 | 2 | 25.0% |
| Dorchester County | 6 | 5 | 0 | 0.0% |
| York County | 5 | 4 | 0 | 0.0% |
| Beaufort County | 4 | 0 | 1 | 25.0% |
| Berkeley County | 4 | 3 | 1 | 25.0% |
| Greenwood County | 3 | 2 | 1 | 33.3% |
| Anderson County | 2 | 0 | 0 | 0.0% |
| Charleston County | 2 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 72 applications in 2025, of which 30 were originated and 22 denied.
30.6% of all applications, or 42.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Genway Home Mortgage originated in South Carolina in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology