Genway Home Mortgage · Iowa · 2025

Genway Home Mortgage in Iowa: approval rate, denial rate and rates (2025)

Genway Home Mortgage took 8 mortgage applications in Iowa in 2025, ranking #381 of 739 lenders active in the state. It originated 50.0% of them and denied 25.0% (33.3% of the applications it decided), against a statewide denial rate of 12.9%.

8Applicationsin IA
33.3%Decision denial ratestate 15.3%
7.75%Median ratestate 6.50%
$170,000Median loanstate $135,000
$500kVolume5 counties

Genway Home Mortgage in Iowa vs the state

25.0%Denial rate+12.14 pts vs state
33.3%Decision denial rate+18.02 pts vs state
50.0%Origination rate-18.46 pts vs state
7.75%Median rate+1.25 pts vs state
2.15Rate spread (pts)+1.96 pts vs state
$70kMedian applicant income
4Loans originated
2Denied

What Genway Home Mortgage lends in Iowa

By loan purpose

Home purchase 8 100% · 25.0% denied

By loan type

Conventional 4 50% · 0.0% denied
FHA 2 25% · 0.0% denied
VA 1 13% · 100.0% denied
USDA / RHS 1 13% · 100.0% denied

Why it denied Iowa applicants

Debt-to-income ratio 1 50%
Credit history 1 50%

Where in Iowa

Counties with the most Genway Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 320 0.0%
Linn County 220 0.0%
Pottawattamie County 101 100.0%
Bremer County 100 0.0%
Henry County 101 100.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 8 applications in 2025, of which 4 were originated and 2 denied.

25.0% of all applications, or 33.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Genway Home Mortgage originated in Iowa in 2025 was 7.75%, against a statewide median of 6.50%.

About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology