Genway Home Mortgage in Georgia vs the state
36.1%Denial rate+16.85 pts vs state
50.9%Decision denial rate+25.80 pts vs state
34.8%Origination rate-19.25 pts vs state
7.50%Median rate+0.88 pts vs state
1.59Rate spread (pts)+1.32 pts vs state
$85kMedian applicant income
85Loans originated
88Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 32 | 6 | 37.5% | 7.37% | #493 |
| 2025 | 244 | 85 | 36.1% | 7.50% | #222 |
What Genway Home Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 39 | 6 | 17 | 43.6% |
| Henry County | 21 | 11 | 6 | 28.6% |
| DeKalb County | 20 | 5 | 13 | 65.0% |
| Clayton County | 20 | 7 | 6 | 30.0% |
| Cobb County | 17 | 5 | 6 | 35.3% |
| Richmond County | 15 | 8 | 5 | 33.3% |
| Gwinnett County | 12 | 6 | 4 | 33.3% |
| Douglas County | 8 | 4 | 2 | 25.0% |
| Rockdale County | 7 | 3 | 4 | 57.1% |
| Newton County | 7 | 2 | 4 | 57.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 244 applications in 2025, of which 85 were originated and 88 denied.
36.1% of all applications, or 50.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Genway Home Mortgage originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology