General Mortgage Capital in Maryland vs the state
2.0%Denial rate-16.84 pts vs state
2.4%Decision denial rate-21.75 pts vs state
80.4%Origination rate+24.68 pts vs state
6.62%Median rate0.00 pts vs state
0.04Rate spread (pts)-0.21 pts vs state
$155kMedian applicant income
41Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 11 | 0.0% | 6.88% | #460 |
| 2024 | 18 | 11 | 0.0% | 6.99% | #421 |
| 2025 | 51 | 41 | 2.0% | 6.62% | #319 |
What General Mortgage Capital lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most General Mortgage Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 20 | 14 | 0 | 0.0% |
| Baltimore County | 11 | 11 | 0 | 0.0% |
| Baltimore city | 5 | 5 | 0 | 0.0% |
| Howard County | 5 | 5 | 0 | 0.0% |
| Prince George's County | 4 | 2 | 0 | 0.0% |
| Cecil County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Calvert County | 1 | 0 | 1 | 100.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
| Anne Arundel County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 51 applications in 2025, of which 41 were originated and 1 denied.
2.0% of all applications, or 2.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans General Mortgage Capital originated in Maryland in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are General Mortgage Capital's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology