Freedom Northwest Credit Union in Idaho vs the state
0.0%Denial rate-14.45 pts vs state
0.0%Decision denial rate-17.52 pts vs state
100.0%Origination rate+36.98 pts vs state
—Median rate
—Rate spread (pts)
$103kMedian applicant income
376Loans originated
0Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 232 | 0.4% | — | #68 |
| 2024 | 243 | 226 | 0.4% | — | #71 |
| 2025 | 376 | 376 | 0.0% | — | #60 |
What Freedom Northwest Credit Union lends in Idaho
By loan purpose
By loan type
Where in Idaho
Counties with the most Freedom Northwest Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Idaho County | 95 | 95 | 0 | 0.0% |
| Nez Perce County | 54 | 54 | 0 | 0.0% |
| Kootenai County | 45 | 45 | 0 | 0.0% |
| Bonner County | 42 | 42 | 0 | 0.0% |
| Clearwater County | 33 | 33 | 0 | 0.0% |
| Latah County | 31 | 31 | 0 | 0.0% |
| Benewah County | 22 | 22 | 0 | 0.0% |
| Lewis County | 21 | 21 | 0 | 0.0% |
| Shoshone County | 7 | 7 | 0 | 0.0% |
| Valley County | 6 | 6 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 376 applications in 2025, of which 376 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Freedom Northwest Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology