Freedom Credit Union in Connecticut vs the state
33.3%Denial rate+15.93 pts vs state
44.4%Decision denial rate+22.85 pts vs state
41.7%Origination rate-18.71 pts vs state
6.88%Median rate+0.25 pts vs state
0.93Rate spread (pts)+0.70 pts vs state
$98kMedian applicant income
5Loans originated
4Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 16 | 20.8% | 5.50% | #267 |
| 2024 | 15 | 9 | 13.3% | 6.63% | #306 |
| 2025 | 12 | 5 | 33.3% | 6.88% | #357 |
What Freedom Credit Union lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Freedom Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 11 | 4 | 4 | 36.4% |
| 09180 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 12 applications in 2025, of which 5 were originated and 4 denied.
33.3% of all applications, or 44.4% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Freedom Credit Union originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Freedom Credit Union's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology