Flyhomes Mortgage · Arizona · 2025

Flyhomes Mortgage in Arizona: approval rate, denial rate and rates (2025)

Flyhomes Mortgage took 29 mortgage applications in Arizona in 2025, ranking #383 of 1,082 lenders active in the state. It originated 65.5% of them and denied 20.7% (23.1% of the applications it decided), against a statewide denial rate of 16.2%.

29Applicationsin AZ
23.1%Decision denial ratestate 20.4%
9.99%Median ratestate 6.50%
$225,000Median loanstate $275,000
$6.0MVolume6 counties

Flyhomes Mortgage in Arizona vs the state

20.7%Denial rate+4.46 pts vs state
23.1%Decision denial rate+2.67 pts vs state
65.5%Origination rate+6.04 pts vs state
9.99%Median rate+3.49 pts vs state
4.93Rate spread (pts)+4.71 pts vs state
$162kMedian applicant income
19Loans originated
6Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20245320.0%9.99%#613
2025291920.7%9.99%#383

What Flyhomes Mortgage lends in Arizona

By loan purpose

Home purchase 1 3% · 0.0% denied
Cash-out refinance 28 97% · 21.4% denied

By loan type

Conventional 29 100% · 20.7% denied

Why it denied Arizona applicants

Unverifiable information 3 50%
Collateral 2 33%
Debt-to-income ratio 1 17%

Where in Arizona

Counties with the most Flyhomes Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 19135 26.3%
Mohave County 431 25.0%
Pinal County 200 0.0%
Navajo County 210 0.0%
Yuma County 110 0.0%
Gila County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 29 applications in 2025, of which 19 were originated and 6 denied.

20.7% of all applications, or 23.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Flyhomes Mortgage originated in Arizona in 2025 was 9.99%, against a statewide median of 6.50%.

About this data. Figures are Flyhomes Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology