Flanagan State Bank · Nebraska · 2025

Flanagan State Bank in Nebraska: approval rate, denial rate and rates (2025)

Flanagan State Bank took 7 mortgage applications in Nebraska in 2025, ranking #279 of 565 lenders active in the state. It originated 71.4% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.5%.

7Applicationsin NE
0.0%Decision denial ratestate 15.1%
6.63%Median ratestate 6.63%
$255,000Median loanstate $185,000
$1.2MVolume4 counties

Flanagan State Bank in Nebraska vs the state

0.0%Denial rate-12.53 pts vs state
0.0%Decision denial rate-15.14 pts vs state
71.4%Origination rate+4.15 pts vs state
6.63%Median rate0.00 pts vs state
0.09Rate spread (pts)-0.14 pts vs state
$94kMedian applicant income
5Loans originated
0Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231387.7%7.19%#203
2025750.0%6.63%#279

What Flanagan State Bank lends in Nebraska

By loan purpose

Home purchase 6 86% · 0.0% denied
Refinance 1 14% · 0.0% denied

By loan type

Conventional 5 71% · 0.0% denied
VA 1 14% · 0.0% denied
USDA / RHS 1 14% · 0.0% denied

Where in Nebraska

Counties with the most Flanagan State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sarpy County 310 0.0%
Douglas County 220 0.0%
Otoe County 110 0.0%
Cass County 110 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 7 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Flanagan State Bank originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Flanagan State Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology