Firstrust Savings Bank in Florida vs the state
23.1%Denial rate+2.02 pts vs state
27.3%Decision denial rate+0.03 pts vs state
61.5%Origination rate+8.85 pts vs state
6.06%Median rate-0.56 pts vs state
0.03Rate spread (pts)-0.24 pts vs state
$253kMedian applicant income
8Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 39 | 10.6% | 6.25% | #568 |
| 2024 | 11 | 7 | 27.3% | 7.13% | #888 |
| 2025 | 13 | 8 | 23.1% | 6.06% | #860 |
What Firstrust Savings Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Firstrust Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 3 | 2 | 1 | 33.3% |
| Palm Beach County | 2 | 2 | 0 | 0.0% |
| Miami-Dade County | 1 | 0 | 1 | 100.0% |
| Pinellas County | 1 | 0 | 1 | 100.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| St. Johns County | 1 | 1 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Alachua County | 1 | 0 | 0 | 0.0% |
| Sarasota County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 13 applications in 2025, of which 8 were originated and 3 denied.
23.1% of all applications, or 27.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Firstrust Savings Bank originated in Florida in 2025 was 6.06%, against a statewide median of 6.63%.
About this data. Figures are Firstrust Savings Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology