First State Mortgage Services in Georgia vs the state
0.0%Denial rate-19.22 pts vs state
0.0%Decision denial rate-25.07 pts vs state
88.9%Origination rate+34.80 pts vs state
6.56%Median rate-0.06 pts vs state
-0.03Rate spread (pts)-0.30 pts vs state
$227kMedian applicant income
8Loans originated
0Denied
What First State Mortgage Services lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most First State Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chatham County | 3 | 3 | 0 | 0.0% |
| Harris County | 2 | 2 | 0 | 0.0% |
| Cobb County | 2 | 2 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Coweta County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 9 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans First State Mortgage Services originated in Georgia in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are First State Mortgage Services's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology