First State Bank of St. Charles, Missouri in Arkansas vs the state
0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
100.0%Origination rate+43.17 pts vs state
6.69%Median rate+0.06 pts vs state
0.16Rate spread (pts)-0.19 pts vs state
$226kMedian applicant income
8Loans originated
0Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 3 | 0.0% | 6.25% | #370 |
| 2025 | 8 | 8 | 0.0% | 6.69% | #360 |
What First State Bank of St. Charles, Missouri lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most First State Bank of St. Charles, Missouri applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 3 | 3 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Craighead County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 8 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans First State Bank of St. Charles, Missouri originated in Arkansas in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are First State Bank of St. Charles, Missouri's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology