First Savings Bank in Iowa vs the state
30.0%Denial rate+17.14 pts vs state
33.3%Decision denial rate+18.02 pts vs state
50.0%Origination rate-18.46 pts vs state
8.00%Median rate+1.50 pts vs state
1.15Rate spread (pts)+0.96 pts vs state
$138kMedian applicant income
5Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 21 | 0.0% | 6.75% | #255 |
| 2024 | 10 | 5 | 40.0% | 7.38% | #330 |
| 2025 | 10 | 5 | 30.0% | 8.00% | #353 |
What First Savings Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most First Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Woodbury County | 2 | 2 | 0 | 0.0% |
| Appanoose County | 2 | 0 | 2 | 100.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Dallas County | 2 | 1 | 1 | 50.0% |
| Pottawattamie County | 1 | 0 | 0 | 0.0% |
| Johnson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 10 applications in 2025, of which 5 were originated and 3 denied.
30.0% of all applications, or 33.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans First Savings Bank originated in Iowa in 2025 was 8.00%, against a statewide median of 6.50%.
About this data. Figures are First Savings Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology