First National Bank of Omaha in Ohio vs the state
40.0%Denial rate+22.31 pts vs state
40.0%Decision denial rate+18.11 pts vs state
60.0%Origination rate+0.10 pts vs state
7.13%Median rate+0.25 pts vs state
0.39Rate spread (pts)0.00 pts vs state
$65kMedian applicant income
3Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 4 | 22.2% | 6.94% | #615 |
| 2024 | 8 | 1 | 0.0% | 8.63% | #648 |
| 2025 | 5 | 3 | 40.0% | 7.13% | #702 |
What First National Bank of Omaha lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most First National Bank of Omaha applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 2 | 2 | 0 | 0.0% |
| Cuyahoga County | 1 | 0 | 1 | 100.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
| Shelby County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 5 applications in 2025, of which 3 were originated and 2 denied.
40.0% of all applications, or 40.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans First National Bank of Omaha originated in Ohio in 2025 was 7.13%, against a statewide median of 6.88%.
About this data. Figures are First National Bank of Omaha's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology