First Entertainment in California vs the state
20.2%Denial rate+2.81 pts vs state
20.2%Decision denial rate-2.17 pts vs state
76.6%Origination rate+20.44 pts vs state
8.00%Median rate+1.37 pts vs state
0.72Rate spread (pts)+0.45 pts vs state
$169kMedian applicant income
466Loans originated
123Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 767 | 532 | 28.2% | 8.49% | #159 |
| 2024 | 675 | 484 | 25.8% | 8.56% | #207 |
| 2025 | 608 | 466 | 20.2% | 8.00% | #231 |
What First Entertainment lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most First Entertainment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 481 | 368 | 97 | 20.2% |
| Ventura County | 42 | 32 | 10 | 23.8% |
| Orange County | 22 | 16 | 5 | 22.7% |
| Riverside County | 21 | 16 | 5 | 23.8% |
| San Bernardino County | 11 | 10 | 0 | 0.0% |
| San Diego County | 9 | 8 | 1 | 11.1% |
| Kern County | 7 | 6 | 0 | 0.0% |
| Alameda County | 4 | 3 | 1 | 25.0% |
| Santa Barbara County | 2 | 2 | 0 | 0.0% |
| El Dorado County | 2 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 608 applications in 2025, of which 466 were originated and 123 denied.
20.2% of all applications, or 20.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans First Entertainment originated in California in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are First Entertainment's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology