First Education Federal Credit Union in Wyoming vs the state
2.1%Denial rate-13.43 pts vs state
2.2%Decision denial rate-17.37 pts vs state
93.6%Origination rate+32.61 pts vs state
6.38%Median rate-0.13 pts vs state
—Rate spread (pts)
$99kMedian applicant income
44Loans originated
1Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 31 | 13.9% | 7.75% | #75 |
| 2024 | 43 | 39 | 9.3% | 7.25% | #70 |
| 2025 | 47 | 44 | 2.1% | 6.38% | #73 |
What First Education Federal Credit Union lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most First Education Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 47 | 44 | 1 | 2.1% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 47 applications in 2025, of which 44 were originated and 1 denied.
2.1% of all applications, or 2.2% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans First Education Federal Credit Union originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are First Education Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology