First Central Savings Bank in Florida vs the state
0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
84.0%Origination rate+31.31 pts vs state
—Median rate
—Rate spread (pts)
$183kMedian applicant income
21Loans originated
0Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 25 | 0.0% | 7.00% | #725 |
| 2024 | 13 | 13 | 0.0% | 7.88% | #863 |
| 2025 | 25 | 21 | 0.0% | — | #723 |
What First Central Savings Bank lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most First Central Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 6 | 6 | 0 | 0.0% |
| Broward County | 4 | 3 | 0 | 0.0% |
| Palm Beach County | 4 | 3 | 0 | 0.0% |
| Orange County | 2 | 2 | 0 | 0.0% |
| Lee County | 2 | 1 | 0 | 0.0% |
| Bay County | 2 | 2 | 0 | 0.0% |
| Collier County | 2 | 1 | 0 | 0.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
| Osceola County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 25 applications in 2025, of which 21 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Central Savings Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology