First Bankers Trust Company in Missouri vs the state
6.7%Denial rate-8.40 pts vs state
6.7%Decision denial rate-12.03 pts vs state
86.7%Origination rate+24.01 pts vs state
7.13%Median rate+0.50 pts vs state
0.40Rate spread (pts)+0.05 pts vs state
$137kMedian applicant income
13Loans originated
1Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 18 | 13.0% | 7.04% | #404 |
| 2024 | 16 | 13 | 12.5% | 7.63% | #447 |
| 2025 | 15 | 13 | 6.7% | 7.13% | #475 |
What First Bankers Trust Company lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most First Bankers Trust Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 6 | 5 | 0 | 0.0% |
| St. Louis city | 3 | 3 | 0 | 0.0% |
| Oregon County | 1 | 0 | 1 | 100.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Lewis County | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 15 applications in 2025, of which 13 were originated and 1 denied.
6.7% of all applications, or 6.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans First Bankers Trust Company originated in Missouri in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are First Bankers Trust Company's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology