First Alliance Home Mortgage in Virginia vs the state
2.0%Denial rate-13.90 pts vs state
2.8%Decision denial rate-17.47 pts vs state
71.4%Origination rate+11.91 pts vs state
6.49%Median rate-0.13 pts vs state
0.02Rate spread (pts)-0.20 pts vs state
$94kMedian applicant income
35Loans originated
1Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 10 | 4.4% | 6.63% | #462 |
| 2024 | 47 | 28 | 0.0% | 6.00% | #376 |
| 2025 | 49 | 35 | 2.0% | 6.49% | #380 |
What First Alliance Home Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most First Alliance Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 7 | 7 | 0 | 0.0% |
| Chesterfield County | 7 | 4 | 0 | 0.0% |
| Loudoun County | 4 | 4 | 0 | 0.0% |
| Stafford County | 3 | 2 | 0 | 0.0% |
| Bedford County | 3 | 1 | 0 | 0.0% |
| Virginia Beach city | 3 | 3 | 0 | 0.0% |
| Portsmouth city | 2 | 1 | 0 | 0.0% |
| Richmond city | 1 | 0 | 0 | 0.0% |
| Northumberland County | 1 | 1 | 0 | 0.0% |
| Mecklenburg County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 49 applications in 2025, of which 35 were originated and 1 denied.
2.0% of all applications, or 2.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans First Alliance Home Mortgage originated in Virginia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology