Financial Partners Credit Union · Arizona · 2025

Financial Partners Credit Union in Arizona: approval rate, denial rate and rates (2025)

Financial Partners Credit Union took 10 mortgage applications in Arizona in 2025, ranking #506 of 1,082 lenders active in the state. It originated 30.0% of them and denied 60.0% (60.0% of the applications it decided), against a statewide denial rate of 16.2%.

10Applicationsin AZ
60.0%Decision denial ratestate 20.4%
6.13%Median ratestate 6.50%
$155,000Median loanstate $275,000
$735kVolume6 counties

Financial Partners Credit Union in Arizona vs the state

60.0%Denial rate+43.77 pts vs state
60.0%Decision denial rate+39.59 pts vs state
30.0%Origination rate-29.48 pts vs state
6.13%Median rate-0.38 pts vs state
0.16Rate spread (pts)-0.06 pts vs state
$96kMedian applicant income
3Loans originated
6Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235340.0%6.38%#618
20247242.9%6.75%#534
202510360.0%6.13%#506

What Financial Partners Credit Union lends in Arizona

By loan purpose

Home purchase 3 30% · 33.3% denied
Refinance 1 10% · 100.0% denied
Cash-out refinance 1 10% · 0.0% denied
Home improvement 2 20% · 100.0% denied
Other / HELOC 3 30% · 66.7% denied

By loan type

Conventional 10 100% · 60.0% denied

Why it denied Arizona applicants

Other 4 67%
Debt-to-income ratio 2 33%

Where in Arizona

Counties with the most Financial Partners Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 413 75.0%
Mohave County 210 0.0%
Pima County 101 100.0%
La Paz County 110 0.0%
Navajo County 101 100.0%
Pinal County 101 100.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 10 applications in 2025, of which 3 were originated and 6 denied.

60.0% of all applications, or 60.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Financial Partners Credit Union originated in Arizona in 2025 was 6.13%, against a statewide median of 6.50%.

About this data. Figures are Financial Partners Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology