Fifth Third Bank · Oklahoma · 2025

Fifth Third Bank in Oklahoma: approval rate, denial rate and rates (2025)

Fifth Third Bank took 7 mortgage applications in Oklahoma in 2025, ranking #449 of 821 lenders active in the state. It originated 42.9% of them and denied 28.6% (40.0% of the applications it decided), against a statewide denial rate of 17.9%.

7Applicationsin OK
40.0%Decision denial ratestate 22.9%
5.99%Median ratestate 6.63%
$225,000Median loanstate $165,000
$1.5MVolume5 counties

Fifth Third Bank in Oklahoma vs the state

28.6%Denial rate+10.65 pts vs state
40.0%Decision denial rate+17.13 pts vs state
42.9%Origination rate-13.24 pts vs state
5.99%Median rate-0.63 pts vs state
0.09Rate spread (pts)-0.26 pts vs state
$90kMedian applicant income
3Loans originated
2Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236016.7%#454
20241298.3%6.63%#361
20257328.6%5.99%#449

What Fifth Third Bank lends in Oklahoma

By loan purpose

Home purchase 4 57% · 0.0% denied
Refinance 1 14% · 0.0% denied
Other / HELOC 2 29% · 100.0% denied

By loan type

Conventional 5 71% · 40.0% denied
FHA 2 29% · 0.0% denied

Why it denied Oklahoma applicants

Credit history 2 100%

Where in Oklahoma

Counties with the most Fifth Third Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tulsa County 200 0.0%
Muskogee County 202 100.0%
Kiowa County 110 0.0%
Canadian County 110 0.0%
Oklahoma County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 7 applications in 2025, of which 3 were originated and 2 denied.

28.6% of all applications, or 40.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Fifth Third Bank originated in Oklahoma in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology