Fifth Third Bank in Maryland vs the state
13.3%Denial rate-5.47 pts vs state
21.1%Decision denial rate-3.08 pts vs state
46.7%Origination rate-9.04 pts vs state
6.13%Median rate-0.50 pts vs state
-0.14Rate spread (pts)-0.39 pts vs state
$120kMedian applicant income
14Loans originated
4Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 9 | 35.1% | 7.49% | #324 |
| 2024 | 25 | 12 | 4.0% | 5.94% | #377 |
| 2025 | 30 | 14 | 13.3% | 6.13% | #370 |
What Fifth Third Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 6 | 4 | 1 | 16.7% |
| Frederick County | 3 | 2 | 0 | 0.0% |
| Baltimore city | 3 | 2 | 1 | 33.3% |
| Montgomery County | 3 | 1 | 0 | 0.0% |
| Prince George's County | 3 | 1 | 0 | 0.0% |
| Cecil County | 2 | 0 | 0 | 0.0% |
| Washington County | 2 | 0 | 0 | 0.0% |
| Wicomico County | 2 | 0 | 1 | 50.0% |
| Anne Arundel County | 1 | 1 | 0 | 0.0% |
| St. Mary's County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 30 applications in 2025, of which 14 were originated and 4 denied.
13.3% of all applications, or 21.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Fifth Third Bank originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology