Fifth Third Bank in Georgia vs the state
34.0%Denial rate+14.78 pts vs state
43.5%Decision denial rate+18.38 pts vs state
41.9%Origination rate-12.21 pts vs state
7.25%Median rate+0.63 pts vs state
0.52Rate spread (pts)+0.25 pts vs state
$137kMedian applicant income
691Loans originated
561Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,137 | 550 | 32.2% | 8.60% | #75 |
| 2024 | 1,224 | 558 | 31.1% | 8.65% | #75 |
| 2025 | 1,650 | 691 | 34.0% | 7.25% | #59 |
What Fifth Third Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Fifth Third Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 246 | 97 | 80 | 32.5% |
| Cobb County | 234 | 103 | 79 | 33.8% |
| Gwinnett County | 233 | 82 | 102 | 43.8% |
| DeKalb County | 188 | 88 | 51 | 27.1% |
| Forsyth County | 97 | 41 | 29 | 29.9% |
| Cherokee County | 80 | 43 | 22 | 27.5% |
| Chatham County | 36 | 12 | 13 | 36.1% |
| Paulding County | 34 | 15 | 12 | 35.3% |
| Columbia County | 34 | 20 | 6 | 17.6% |
| Richmond County | 32 | 10 | 16 | 50.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,650 applications in 2025, of which 691 were originated and 561 denied.
34.0% of all applications, or 43.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Fifth Third Bank originated in Georgia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Fifth Third Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology