Fidelity Lending Solutions in Massachusetts vs the state
3.3%Denial rate-12.88 pts vs state
3.6%Decision denial rate-16.38 pts vs state
76.7%Origination rate+14.07 pts vs state
7.13%Median rate+0.50 pts vs state
—Rate spread (pts)
$6kMedian applicant income
23Loans originated
1Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 26 | 13 | 3.9% | 7.50% | #378 |
| 2025 | 30 | 23 | 3.3% | 7.13% | #379 |
What Fidelity Lending Solutions lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Fidelity Lending Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Norfolk County | 13 | 11 | 0 | 0.0% |
| Suffolk County | 7 | 3 | 1 | 14.3% |
| Middlesex County | 5 | 5 | 0 | 0.0% |
| Plymouth County | 2 | 2 | 0 | 0.0% |
| Bristol County | 1 | 0 | 0 | 0.0% |
| Worcester County | 1 | 1 | 0 | 0.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 30 applications in 2025, of which 23 were originated and 1 denied.
3.3% of all applications, or 3.6% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Fidelity Lending Solutions originated in Massachusetts in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Fidelity Lending Solutions's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology