Fedex Employees Credit Association in Georgia vs the state
9.1%Denial rate-10.13 pts vs state
12.5%Decision denial rate-12.57 pts vs state
63.6%Origination rate+9.55 pts vs state
7.63%Median rate+1.00 pts vs state
0.00Rate spread (pts)-0.27 pts vs state
$90kMedian applicant income
14Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 7 | 0.0% | 6.75% | #725 |
| 2024 | 17 | 13 | 11.8% | 7.38% | #573 |
| 2025 | 22 | 14 | 9.1% | 7.63% | #556 |
What Fedex Employees Credit Association lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Fedex Employees Credit Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 5 | 2 | 2 | 40.0% |
| DeKalb County | 4 | 4 | 0 | 0.0% |
| Fayette County | 3 | 2 | 0 | 0.0% |
| Clayton County | 2 | 0 | 0 | 0.0% |
| Floyd County | 1 | 1 | 0 | 0.0% |
| Catoosa County | 1 | 0 | 0 | 0.0% |
| Troup County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Hall County | 1 | 0 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 22 applications in 2025, of which 14 were originated and 2 denied.
9.1% of all applications, or 12.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Fedex Employees Credit Association originated in Georgia in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Fedex Employees Credit Association's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology