Fbc Mortgage in Arizona vs the state
1.1%Denial rate-15.15 pts vs state
1.4%Decision denial rate-18.99 pts vs state
74.4%Origination rate+14.89 pts vs state
6.38%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.11 pts vs state
$154kMedian applicant income
206Loans originated
3Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 258 | 192 | 3.1% | 6.38% | #143 |
| 2024 | 189 | 132 | 2.7% | 6.38% | #170 |
| 2025 | 277 | 206 | 1.1% | 6.38% | #151 |
What Fbc Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Fbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 186 | 140 | 3 | 1.6% |
| Yavapai County | 38 | 23 | 0 | 0.0% |
| Pinal County | 28 | 23 | 0 | 0.0% |
| Mohave County | 19 | 16 | 0 | 0.0% |
| Pima County | 3 | 3 | 0 | 0.0% |
| Gila County | 2 | 1 | 0 | 0.0% |
| Coconino County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 277 applications in 2025, of which 206 were originated and 3 denied.
1.1% of all applications, or 1.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Fbc Mortgage originated in Arizona in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Fbc Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology