Fay Servicing in South Carolina vs the state
0.0%Denial rate-18.31 pts vs state
—Decision denial rate
0.0%Origination rate-56.61 pts vs state
—Median rate
—Rate spread (pts)
$81kMedian applicant income
0Loans originated
0Denied
What Fay Servicing lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most Fay Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 1 | 0 | 0 | 0.0% |
| Spartanburg County | 1 | 0 | 0 | 0.0% |
| Greenville County | 1 | 0 | 0 | 0.0% |
| Pickens County | 1 | 0 | 0 | 0.0% |
| Aiken County | 1 | 0 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
| Horry County | 1 | 0 | 0 | 0.0% |
| Beaufort County | 1 | 0 | 0 | 0.0% |
| Williamsburg County | 1 | 0 | 0 | 0.0% |
| Charleston County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 10 applications in 2025, of which 0 were originated and 0 denied.
0.0% of all applications, or — of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Fay Servicing's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology