Farmers State Bank · Montana · 2025

Farmers State Bank in Montana: approval rate, denial rate and rates (2025)

Farmers State Bank took 24 mortgage applications in Montana in 2025, ranking #131 of 553 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.8%.

24Applicationsin MT
0.0%Decision denial ratestate 18.7%
Median ratestate 6.63%
$440,000Median loanstate $275,000
$8.2MVolume3 counties

Farmers State Bank in Montana vs the state

0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.70 pts vs state
83.3%Origination rate+21.35 pts vs state
Median rate
Rate spread (pts)
$169kMedian applicant income
20Loans originated
0Denied

Trend in Montana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023141114.3%#139
202428200.0%#109
202524200.0%#131

What Farmers State Bank lends in Montana

By loan purpose

Home purchase 19 79% · 0.0% denied
Cash-out refinance 2 8% · 0.0% denied
Home improvement 1 4% · 0.0% denied
Other / HELOC 2 8% · 0.0% denied

By loan type

Conventional 23 96% · 0.0% denied
VA 1 4% · 0.0% denied

Where in Montana

Counties with the most Farmers State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Missoula County 18150 0.0%
Lewis and Clark County 540 0.0%
Jefferson County 110 0.0%

Other large lenders in Montana

LenderGradeApplicationsDenial rateMedian rate
Glacier BankD 3,01816.2%7.25%
Stockman Bank of MontanaB 2,9116.3%6.88%
Rocket MortgageC 1,99917.5%6.75%
United Shore Financial ServicesB 1,8579.2%6.25%
Opportunity Bank of MontanaB 1,6089.8%6.88%
Evergreen Moneysource MortgageB 1,1581.1%6.25%
U.S. BankD 1,02427.1%7.13%
First Interstate BankD 98722.9%8.25%
Mortgage Research CenterC 94016.7%6.13%
Crosscountry MortgageB 9205.1%6.63%

Frequently asked questions

Montana: 24 applications in 2025, of which 20 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Farmers State Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology