Farmers Insurance Group Federal Credit Union in Oregon vs the state
33.3%Denial rate+18.02 pts vs state
40.0%Decision denial rate+20.84 pts vs state
50.0%Origination rate-10.62 pts vs state
9.12%Median rate+2.37 pts vs state
3.88Rate spread (pts)+3.60 pts vs state
$216kMedian applicant income
6Loans originated
4Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 10 | 28.6% | 8.25% | #309 |
| 2024 | 8 | 6 | 25.0% | 9.25% | #371 |
| 2025 | 12 | 6 | 33.3% | 9.12% | #343 |
What Farmers Insurance Group Federal Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Farmers Insurance Group Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 5 | 3 | 2 | 40.0% |
| Washington County | 2 | 1 | 1 | 50.0% |
| Josephine County | 1 | 0 | 1 | 100.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Yamhill County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Klamath County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 12 applications in 2025, of which 6 were originated and 4 denied.
33.3% of all applications, or 40.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Farmers Insurance Group Federal Credit Union originated in Oregon in 2025 was 9.12%, against a statewide median of 6.75%.
About this data. Figures are Farmers Insurance Group Federal Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology