Farm Credit Mid-America in Iowa vs the state
19.8%Denial rate+6.91 pts vs state
25.2%Decision denial rate+9.93 pts vs state
57.0%Origination rate-11.43 pts vs state
7.13%Median rate+0.63 pts vs state
0.60Rate spread (pts)+0.41 pts vs state
$157kMedian applicant income
150Loans originated
52Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 260 | 168 | 16.5% | 6.94% | #70 |
| 2024 | 281 | 183 | 15.7% | 7.13% | #70 |
| 2025 | 263 | 150 | 19.8% | 7.13% | #83 |
What Farm Credit Mid-America lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Farm Credit Mid-America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 9 | 4 | 3 | 33.3% |
| Warren County | 9 | 9 | 0 | 0.0% |
| Hamilton County | 9 | 2 | 5 | 55.6% |
| Clinton County | 8 | 7 | 1 | 12.5% |
| Kossuth County | 8 | 3 | 1 | 12.5% |
| Greene County | 7 | 4 | 0 | 0.0% |
| Jasper County | 7 | 6 | 0 | 0.0% |
| Montgomery County | 7 | 5 | 2 | 28.6% |
| Polk County | 7 | 3 | 3 | 42.9% |
| Guthrie County | 7 | 5 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 263 applications in 2025, of which 150 were originated and 52 denied.
19.8% of all applications, or 25.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Farm Credit Mid-America originated in Iowa in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Farm Credit Mid-America's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology