Fairway Funding Group in Florida vs the state
5.2%Denial rate-15.82 pts vs state
6.1%Decision denial rate-21.12 pts vs state
80.4%Origination rate+27.66 pts vs state
6.75%Median rate+0.13 pts vs state
0.21Rate spread (pts)-0.06 pts vs state
$144kMedian applicant income
184Loans originated
12Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 229 | 185 | 4.8% | 6.99% | #358 |
| 2024 | 202 | 159 | 6.4% | 6.75% | #378 |
| 2025 | 229 | 184 | 5.2% | 6.75% | #349 |
What Fairway Funding Group lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Fairway Funding Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Manatee County | 88 | 70 | 4 | 4.5% |
| Sarasota County | 57 | 45 | 2 | 3.5% |
| Hillsborough County | 11 | 10 | 0 | 0.0% |
| Lee County | 10 | 8 | 1 | 10.0% |
| Broward County | 9 | 8 | 1 | 11.1% |
| Charlotte County | 6 | 4 | 0 | 0.0% |
| Polk County | 6 | 6 | 0 | 0.0% |
| St. Lucie County | 6 | 4 | 1 | 16.7% |
| Pinellas County | 5 | 5 | 0 | 0.0% |
| Collier County | 5 | 3 | 2 | 40.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 229 applications in 2025, of which 184 were originated and 12 denied.
5.2% of all applications, or 6.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Fairway Funding Group originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Fairway Funding Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology