Evergreen Moneysource Mortgage in California vs the state
0.9%Denial rate-16.49 pts vs state
1.2%Decision denial rate-21.21 pts vs state
61.1%Origination rate+4.91 pts vs state
6.81%Median rate+0.19 pts vs state
0.37Rate spread (pts)+0.10 pts vs state
$115kMedian applicant income
66Loans originated
1Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 95 | 4.4% | 6.75% | #356 |
| 2024 | 77 | 53 | 5.2% | 6.99% | #476 |
| 2025 | 108 | 66 | 0.9% | 6.81% | #428 |
What Evergreen Moneysource Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Evergreen Moneysource Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Humboldt County | 21 | 14 | 0 | 0.0% |
| Los Angeles County | 10 | 5 | 0 | 0.0% |
| Sacramento County | 5 | 3 | 0 | 0.0% |
| Shasta County | 5 | 2 | 0 | 0.0% |
| Fresno County | 5 | 5 | 0 | 0.0% |
| San Diego County | 5 | 3 | 0 | 0.0% |
| Butte County | 4 | 3 | 0 | 0.0% |
| Riverside County | 4 | 2 | 0 | 0.0% |
| San Bernardino County | 4 | 3 | 0 | 0.0% |
| Stanislaus County | 4 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 108 applications in 2025, of which 66 were originated and 1 denied.
0.9% of all applications, or 1.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Evergreen Moneysource Mortgage originated in California in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Evergreen Moneysource Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology