Everett Financial in Nebraska vs the state
1.8%Denial rate-10.76 pts vs state
2.3%Decision denial rate-12.87 pts vs state
76.1%Origination rate+8.83 pts vs state
6.56%Median rate-0.06 pts vs state
0.32Rate spread (pts)+0.10 pts vs state
$92kMedian applicant income
86Loans originated
2Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 11 | 11.1% | 6.63% | #125 |
| 2024 | 29 | 25 | 3.5% | 6.88% | #167 |
| 2025 | 113 | 86 | 1.8% | 6.56% | #97 |
What Everett Financial lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cass County | 31 | 26 | 2 | 6.5% |
| Douglas County | 30 | 22 | 0 | 0.0% |
| Sarpy County | 15 | 11 | 0 | 0.0% |
| Lancaster County | 11 | 7 | 0 | 0.0% |
| Otoe County | 7 | 5 | 0 | 0.0% |
| Nemaha County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| Burt County | 2 | 2 | 0 | 0.0% |
| Johnson County | 2 | 2 | 0 | 0.0% |
| Saunders County | 2 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 113 applications in 2025, of which 86 were originated and 2 denied.
1.8% of all applications, or 2.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Everett Financial originated in Nebraska in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology