Everett Financial in Maryland vs the state
6.0%Denial rate-12.85 pts vs state
10.5%Decision denial rate-13.64 pts vs state
48.8%Origination rate-6.90 pts vs state
6.88%Median rate+0.25 pts vs state
0.74Rate spread (pts)+0.49 pts vs state
$104kMedian applicant income
123Loans originated
15Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 462 | 151 | 13.9% | 6.88% | #86 |
| 2024 | 175 | 117 | 10.9% | 6.99% | #165 |
| 2025 | 252 | 123 | 6.0% | 6.88% | #139 |
What Everett Financial lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Everett Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 64 | 38 | 4 | 6.3% |
| Montgomery County | 44 | 23 | 2 | 4.5% |
| Baltimore city | 24 | 12 | 1 | 4.2% |
| Baltimore County | 21 | 11 | 2 | 9.5% |
| Anne Arundel County | 21 | 5 | 0 | 0.0% |
| Howard County | 17 | 6 | 2 | 11.8% |
| Frederick County | 13 | 6 | 0 | 0.0% |
| Charles County | 12 | 4 | 2 | 16.7% |
| Washington County | 11 | 8 | 2 | 18.2% |
| Carroll County | 8 | 2 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 252 applications in 2025, of which 123 were originated and 15 denied.
6.0% of all applications, or 10.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Everett Financial originated in Maryland in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Everett Financial's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology