Equity Resources in Maryland vs the state
6.6%Denial rate-12.24 pts vs state
8.5%Decision denial rate-15.63 pts vs state
70.7%Origination rate+14.95 pts vs state
6.63%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.07 pts vs state
$122kMedian applicant income
183Loans originated
17Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 203 | 126 | 15.3% | 6.99% | #139 |
| 2024 | 268 | 179 | 9.7% | 6.63% | #123 |
| 2025 | 259 | 183 | 6.6% | 6.63% | #136 |
What Equity Resources lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Equity Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Mary's County | 57 | 40 | 3 | 5.3% |
| Montgomery County | 32 | 22 | 1 | 3.1% |
| Prince George's County | 30 | 20 | 3 | 10.0% |
| Baltimore County | 27 | 19 | 3 | 11.1% |
| Howard County | 24 | 17 | 1 | 4.2% |
| Anne Arundel County | 21 | 16 | 1 | 4.8% |
| Calvert County | 20 | 14 | 1 | 5.0% |
| Baltimore city | 11 | 8 | 1 | 9.1% |
| Charles County | 10 | 6 | 2 | 20.0% |
| Frederick County | 7 | 3 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 259 applications in 2025, of which 183 were originated and 17 denied.
6.6% of all applications, or 8.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Equity Resources originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Resources's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology