Emprise Bank in Nebraska vs the state
64.0%Denial rate+51.47 pts vs state
72.7%Decision denial rate+57.59 pts vs state
24.0%Origination rate-43.28 pts vs state
6.75%Median rate+0.13 pts vs state
-0.27Rate spread (pts)-0.49 pts vs state
$292kMedian applicant income
6Loans originated
16Denied
What Emprise Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Emprise Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 20 | 6 | 12 | 60.0% |
| Sarpy County | 3 | 0 | 3 | 100.0% |
| Dodge County | 1 | 0 | 1 | 100.0% |
| Otoe County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 25 applications in 2025, of which 6 were originated and 16 denied.
64.0% of all applications, or 72.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Emprise Bank originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Emprise Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology