Eaton Community Bank in Michigan vs the state
13.5%Denial rate-5.01 pts vs state
16.6%Decision denial rate-6.02 pts vs state
64.9%Origination rate+4.97 pts vs state
—Median rate
—Rate spread (pts)
$82kMedian applicant income
120Loans originated
25Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 97 | 17.2% | — | #191 |
| 2024 | 182 | 122 | 15.4% | — | #200 |
| 2025 | 185 | 120 | 13.5% | — | #222 |
What Eaton Community Bank lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Eaton Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Eaton County | 88 | 51 | 16 | 18.2% |
| Ingham County | 33 | 23 | 3 | 9.1% |
| Jackson County | 18 | 12 | 2 | 11.1% |
| Clinton County | 12 | 8 | 0 | 0.0% |
| Barry County | 8 | 5 | 2 | 25.0% |
| Livingston County | 8 | 7 | 1 | 12.5% |
| Calhoun County | 5 | 5 | 0 | 0.0% |
| Washtenaw County | 2 | 2 | 0 | 0.0% |
| Mason County | 2 | 2 | 0 | 0.0% |
| Shiawassee County | 2 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 185 applications in 2025, of which 120 were originated and 25 denied.
13.5% of all applications, or 16.6% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Eaton Community Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology