Eastman Credit Union in South Carolina vs the state
20.0%Denial rate+1.69 pts vs state
25.0%Decision denial rate+1.53 pts vs state
56.7%Origination rate+0.06 pts vs state
7.00%Median rate+0.50 pts vs state
0.39Rate spread (pts)+0.17 pts vs state
$168kMedian applicant income
17Loans originated
6Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 39 | 2.2% | 6.88% | #335 |
| 2024 | 36 | 23 | 19.4% | 6.50% | #373 |
| 2025 | 30 | 17 | 20.0% | 7.00% | #399 |
What Eastman Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Eastman Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 6 | 3 | 1 | 16.7% |
| Lexington County | 4 | 3 | 0 | 0.0% |
| Charleston County | 4 | 2 | 0 | 0.0% |
| York County | 3 | 1 | 1 | 33.3% |
| Beaufort County | 3 | 2 | 1 | 33.3% |
| Berkeley County | 2 | 1 | 1 | 50.0% |
| Anderson County | 2 | 1 | 0 | 0.0% |
| Spartanburg County | 2 | 1 | 1 | 50.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
| Horry County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 30 applications in 2025, of which 17 were originated and 6 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Eastman Credit Union originated in South Carolina in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Eastman Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology