East West Bank in Georgia vs the state
13.1%Denial rate-6.15 pts vs state
16.3%Decision denial rate-8.79 pts vs state
65.9%Origination rate+11.78 pts vs state
6.00%Median rate-0.63 pts vs state
-0.18Rate spread (pts)-0.45 pts vs state
$80kMedian applicant income
247Loans originated
49Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 615 | 398 | 14.3% | 6.00% | #109 |
| 2024 | 264 | 189 | 11.7% | 6.88% | #205 |
| 2025 | 375 | 247 | 13.1% | 6.00% | #176 |
What East West Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most East West Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 144 | 94 | 21 | 14.6% |
| DeKalb County | 48 | 32 | 7 | 14.6% |
| Fulton County | 40 | 27 | 3 | 7.5% |
| Cobb County | 35 | 24 | 1 | 2.9% |
| Cherokee County | 17 | 16 | 0 | 0.0% |
| Forsyth County | 16 | 14 | 0 | 0.0% |
| Clayton County | 14 | 7 | 4 | 28.6% |
| Henry County | 14 | 6 | 3 | 21.4% |
| Paulding County | 10 | 4 | 1 | 10.0% |
| Rockdale County | 7 | 4 | 2 | 28.6% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 375 applications in 2025, of which 247 were originated and 49 denied.
13.1% of all applications, or 16.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans East West Bank originated in Georgia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are East West Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology