East Coast Capital in Connecticut vs the state
7.4%Denial rate-9.99 pts vs state
10.2%Decision denial rate-11.42 pts vs state
65.4%Origination rate+5.05 pts vs state
7.00%Median rate+0.38 pts vs state
0.85Rate spread (pts)+0.61 pts vs state
$160kMedian applicant income
53Loans originated
6Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 52 | 30 | 3.9% | 7.13% | #193 |
| 2024 | 63 | 34 | 3.2% | 7.13% | #197 |
| 2025 | 81 | 53 | 7.4% | 7.00% | #191 |
What East Coast Capital lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most East Coast Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09190 | 25 | 17 | 1 | 4.0% |
| 09110 | 16 | 8 | 1 | 6.3% |
| 09170 | 13 | 8 | 3 | 23.1% |
| 09140 | 12 | 8 | 1 | 8.3% |
| 09130 | 5 | 3 | 0 | 0.0% |
| 09120 | 4 | 4 | 0 | 0.0% |
| 09160 | 3 | 2 | 0 | 0.0% |
| 09180 | 2 | 2 | 0 | 0.0% |
| 09150 | 1 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 81 applications in 2025, of which 53 were originated and 6 denied.
7.4% of all applications, or 10.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans East Coast Capital originated in Connecticut in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are East Coast Capital's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology