Eagle Community Credit Union in California vs the state
6.8%Denial rate-10.64 pts vs state
6.8%Decision denial rate-15.62 pts vs state
84.5%Origination rate+28.34 pts vs state
9.08%Median rate+2.45 pts vs state
2.98Rate spread (pts)+2.70 pts vs state
$121kMedian applicant income
536Loans originated
43Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 373 | 311 | 9.7% | 8.90% | #260 |
| 2024 | 1,255 | 373 | 27.1% | 9.25% | #136 |
| 2025 | 634 | 536 | 6.8% | 9.08% | #224 |
What Eagle Community Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Eagle Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 389 | 322 | 30 | 7.7% |
| Riverside County | 95 | 83 | 5 | 5.3% |
| Los Angeles County | 61 | 50 | 6 | 9.8% |
| San Bernardino County | 43 | 40 | 0 | 0.0% |
| San Diego County | 18 | 16 | 1 | 5.6% |
| Ventura County | 6 | 6 | 0 | 0.0% |
| Kern County | 4 | 4 | 0 | 0.0% |
| Contra Costa County | 3 | 3 | 0 | 0.0% |
| Santa Cruz County | 3 | 3 | 0 | 0.0% |
| Alameda County | 3 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 634 applications in 2025, of which 536 were originated and 43 denied.
6.8% of all applications, or 6.8% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Eagle Community Credit Union originated in California in 2025 was 9.08%, against a statewide median of 6.63%.
About this data. Figures are Eagle Community Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology