Du Trac Community Credit Union in Illinois vs the state
5.9%Denial rate-11.24 pts vs state
6.1%Decision denial rate-15.56 pts vs state
88.2%Origination rate+29.50 pts vs state
6.13%Median rate-0.63 pts vs state
-0.17Rate spread (pts)-0.55 pts vs state
$102kMedian applicant income
45Loans originated
3Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 28 | 8.3% | 6.25% | #502 |
| 2024 | 39 | 26 | 7.7% | 6.13% | #487 |
| 2025 | 51 | 45 | 5.9% | 6.13% | #457 |
What Du Trac Community Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Du Trac Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock Island County | 29 | 26 | 2 | 6.9% |
| Henry County | 9 | 7 | 0 | 0.0% |
| Jo Daviess County | 4 | 3 | 1 | 25.0% |
| Whiteside County | 3 | 3 | 0 | 0.0% |
| Knox County | 3 | 3 | 0 | 0.0% |
| Bureau County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 51 applications in 2025, of which 45 were originated and 3 denied.
5.9% of all applications, or 6.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Du Trac Community Credit Union originated in Illinois in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Du Trac Community Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology