Dollar Bank, Federal Savings Bank · Maryland · 2025

Dollar Bank, Federal Savings Bank in Maryland: approval rate, denial rate and rates (2025)

Dollar Bank, Federal Savings Bank took 102 mortgage applications in Maryland in 2025, ranking #226 of 810 lenders active in the state. It originated 73.5% of them and denied 8.8% (9.7% of the applications it decided), against a statewide denial rate of 18.8%.

102Applicationsin MD
9.7%Decision denial ratestate 24.1%
6.63%Median ratestate 6.63%
$200,000Median loanstate $265,000
$40MVolume8 counties

Dollar Bank, Federal Savings Bank in Maryland vs the state

8.8%Denial rate-9.98 pts vs state
9.7%Decision denial rate-14.45 pts vs state
73.5%Origination rate+17.82 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.07 pts vs state
$126kMedian applicant income
75Loans originated
9Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023765021.1%6.75%#239
2024876810.3%6.93%#229
2025102758.8%6.63%#226

What Dollar Bank, Federal Savings Bank lends in Maryland

By loan purpose

Home purchase 51 50% · 0.0% denied
Refinance 26 25% · 11.5% denied
Cash-out refinance 1 1% · 0.0% denied
Home improvement 16 16% · 25.0% denied
Other / HELOC 8 8% · 25.0% denied

By loan type

Conventional 97 95% · 9.3% denied
FHA 5 5% · 0.0% denied

Why it denied Maryland applicants

Credit history 4 44%
Other 1 11%
Collateral 1 11%
Incomplete application 1 11%
Debt-to-income ratio 1 11%
Unverifiable information 1 11%

Where in Maryland

Counties with the most Dollar Bank, Federal Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Allegany County 54349 16.7%
Howard County 19140 0.0%
Garrett County 13110 0.0%
Montgomery County 990 0.0%
Anne Arundel County 440 0.0%
St. Mary's County 110 0.0%
Prince George's County 110 0.0%
Baltimore County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 102 applications in 2025, of which 75 were originated and 9 denied.

8.8% of all applications, or 9.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Dollar Bank, Federal Savings Bank originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Dollar Bank, Federal Savings Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology