Digital in Connecticut vs the state
16.9%Denial rate-0.50 pts vs state
24.5%Decision denial rate+2.90 pts vs state
50.7%Origination rate-9.68 pts vs state
6.81%Median rate+0.19 pts vs state
0.32Rate spread (pts)+0.08 pts vs state
$158kMedian applicant income
36Loans originated
12Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 138 | 45 | 27.5% | 6.50% | #110 |
| 2024 | 99 | 42 | 20.2% | 7.18% | #159 |
| 2025 | 71 | 36 | 16.9% | 6.81% | #199 |
What Digital lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09110 | 21 | 11 | 3 | 14.3% |
| 09190 | 12 | 6 | 2 | 16.7% |
| 09170 | 8 | 4 | 0 | 0.0% |
| 09150 | 7 | 4 | 2 | 28.6% |
| 09140 | 7 | 4 | 1 | 14.3% |
| 09130 | 6 | 2 | 2 | 33.3% |
| 09120 | 5 | 3 | 1 | 20.0% |
| 09180 | 4 | 2 | 0 | 0.0% |
| 09160 | 1 | 0 | 1 | 100.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 71 applications in 2025, of which 36 were originated and 12 denied.
16.9% of all applications, or 24.5% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Digital originated in Connecticut in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Digital's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology